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Personal Injury: Traumatic Brain Injury

Due to its task of controlling the whole body, the human brain is, thus, considered, as the human body’s most important organ. Any force or blow, therefore that will impact the brain and damage it can affect the way it functions which, in turn, will affect the way the whole body operates. An explosion or a blast, a car accident, or a recreation-related or sport accident, that would cause a forceful blow or jolt to one’s head can make his/her brain bump against the skull’s internal wall. This can cause bruising of the brain, nerve fibers getting torn or bleeding which, in turn, can result to an intracranial injury or traumatic brain injury (TBI). According to the Centers for Disease Control and Prevention (CDC), a traumatic brain injury (TBI) may also be caused by: a shattered piece of skull penetrating the brain’s tissues; the head hitting a solid object (such as pavement) during a bicycle accident; a gunshot wound in the head; and, falls, which is very common in children and senior citizens. A traumatic brain injury can be a serious type of injury, with the effects of which depending on the specific part or area of the brain that has been affected. While some injuries may be mild, resulting only to short term headaches or confused states, a severe head injury can lead to coma, disability, amnesia or, worse, death. There are times when the symptoms and signs of TBI are not immediately evident after an accident. Slowly these symptoms will manifest themselves, however, through neck pains, persistent headaches, changes in sleep pattern, slowed thinking, speaking, reading or acting, dizziness and moodiness, and so forth. When symptoms, however, will include repeated vomiting, numbness or weakness of the limbs, convulsion and slurred speech, then it best that the individual be brought to the hospital for the necessary tests and...
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Dog Walking Services

There are certain types of jobs that require a license before it can be practiced. A license or a certification is a clear proof that a person meets the basic skills required of a certain job, having undergone proper training or education and tests. One new type of profession that requires not just a license and skills, but lots of stamina and, most of all, a deep love for dogs is dog walking. One can probably say that it is one of the latest professional interests in the market which, lately, has created movements in the business world as a number of accountants, writers, computer experts, painters, real estate agents, nurses, and other high-paying experts, have left their jobs to become professional dog walkers. Dog walkers undergo special training. They need to learn a lot of different things, such as a dog’s behavior and body language, canine first aid, how to properly manage a pack of dogs, trail etiquette, and marketing strategies that will enable them to earn clients and win their trust. Often, they will also need to learn how to deal with people who hate canines, as they will surely get to meet some as they take their clients (dogs) in the park, in jogging trails, or in any other place where they need to go to or pass through. One cannot, however, become a dog walker if one simply intends to earn. It will require a deep love for dogs to be able to enjoy a dog-walking job as well as perform all other tasks that may result from the dog-walking or running chore. Examples of extra chores that will require great patience is bathing and drying up a dog after ending up with a mud-soaked pet due to walking, running or playing under the rain. With bathing them already an added tiring job, wait until...
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Recovering from the BP Oil Spill

After spilling more than 200 million gallons of oil in the Gulf of Mexico in April of 2110, the worst oil spill in US history, British Petroleum (BP) opened a claims program in conformity with the established compensation rule of the 1990 Oil Pollution Act. This claims program was used by injured rig workers and owners of small businesses (as well as some casino companies which were affected by the spill) in seeking compensation for damages and losses. Before BP decided to shut down this internal oil spill claims program, it covered thousands of individuals and businesses that were considered ineligible from seeking shelter under the Deepwater Horizon Court Supervised Settlement Program, which is a court-supervised settlement. It also became an avenue for claimants who opted to not join the program as they believed it offered a settlement amount that was not enough to cover their losses. After having settled some of the claims, and with no knowledge (by the public) as to how many claimants still needed to be paid, BP made the shocking move of shutting down the internal claims program, claiming that it will affect a very small number of people anyway as 99 percent of claims have already been settled. BP’s claim, thus far, faces bold challenges and the accusation of being a big lie as about 10,000 claimants would be affected by the decision. To some lawyers, BP’s intent of not really paying anymore claims or paying as little amount as possible, by using the courts to stall payments, is now apparent. Though BP clearly complied with the Oil Pollution Act’s stipulation on compensation rule by opening an internal claims program in 2010, one can now question the giant oil firm’s real intent in paying out the thousands of still unsettled claims along with those who suffered losses from fraudulent oil and gas investments....
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Hurricane Damage Claims

Hurricanes are among the most destructive natural calamities in the US and, depending on the category one specific hurricane falls into, effects can range from damages to frame homes, snapping tree branches and power outages to total collapse of frame homes, weeks of power blackout, and inhabitability of affected areas for months. Hurricanes are specific types of tropical cyclones characterized by sustained winds with speeds of at least 74 miles per hour. Before getting identified as a hurricane, however, a tropical cyclone will first have to pass through three other stages: a tropical disturbance, a tropical depression and a tropical storm. A hurricane has five different categories, depending on its wind speed, which wreaks more, and much severe, damages as its wind speed increases. And though no one would want to see the fruits of his/her hard labor damaged or destroyed by anything, when a hurricane strikes, there is no telling what may be affected and how much the damage can be. In repairing or replacing property damages, people depend on their specific insurance companies as the source of adequate finances. Insurance firms, on their part, would send independent adjusters to claimants’ homes to assess property damages, sometimes a day or two after the disaster, when not even the property’s owner can correctly asses his/her own losses. The result, of course, is undervalued assessment. In some cases, claims are denied for reasons claimants never understand or, if a claim is approved, release of payment is delayed. These are the same woes suffered by claimants that Williams Kherkher, through an article posted on the firm’s website, speaks about; he points out, however, that a hurricane claims lawyer would definitely be familiar with these tactics by insurance companies, which exist to earn big profits rather than dole out substantial amounts in benefits. While insurance firms can easily dismiss a policy holder’s...
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Car Accidents

Included in the tasks that the National Highway Traffic Safety Administration or NHTSA needs to enforce are reducing road accidents involving motor vehicles, preventing injuries (and untimely deaths) and saving lives. The NHTSA, an arm of the US Department of Transportation, embarks on this task partly by ensuring the compliance of all vehicle manufacturers with product standards on safety and excellence. Thus, it is the prime obligation of car manufacturers to see to it that each car that leaves the manufacturing plant will never put any lives at risk by increasing the possibility of an accident due either to defect in design or defective parts. A very ideal premise, indeed; sadly, however, it ends up just as that – an ideal premise. NHTSA’s records show that, in 2013, 22 million vehicles were recalled by more than 10 car manufacturers for reasons that included: defective air bags (some could deploy despite the vehicle not crashing); possibility of fire in the event of a rear-impact crash; possibility of gas to leak which increases risk of fire; and, defective tires, steering wheel, child seats, brake pads, wipers, seat belt and others. In 2012, the recalls reached nearly 16.4 million, while 10 years earlier, in 2004, vehicle recalls hit a high 30.8 million. Recalls happen through confirmation of consumers’ complaints via an investigation initiated by the NHTSA, a voluntary recall by manufacturers after they, themselves, discover the defects, or through reports submitted by insurance companies either to the NHTSA or to the manufacturers of the models of cars that most frequently figure in accidents (as evidenced by the frequency of claims by various owners who own the same car models). Many times, though, recalls occur too late as some would have already suffered injuries and property damage before the defects come to be known. And no matter how one justifies the presence of...
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